Residential Conventional Loan
Our Residential Conventional programs offer competitive rates for both owner and non-owner occupied homes.
All 1-4 unit properties considered
Purchases, Refinances, Home Equity, & Cash-Outs
15, 20 & 30 years available
As little as 3% down payments
Conventional, FHA & non-traditional loans
Why Hard Money?
You’re looking to invest in properties, but you don’t quite have the cash to make your purchase or you need to close very quickly. As a serious investor you may consider obtaining a hard money loan. Such a loan can help you to perform repairs on a property if the property is in bad condition. A hard money loan can give you the cash you need to increase the value of the property so you can sell for a profit or refinance for the equity capture. Our experienced loan officers will be delighted to help you understand the process and achieve your goals. Just give us a call and a representative will talk to you frankly about your financing options. We even have pre-qualification options available.
More About Hard Money Loans
Hard money loans are specific short-term advances the lender provides for the purchase of a distressed property. A distressed property is one that needs a lot of repairs before it will be marketable. Such a loan is an excellent option if you are an investor that is looking to close a loan quickly. The average hard money loan process can complete in 10 business days or less in most cases.