Loan Types

Noble Mortgage offers both residential and commercial real estate loans for investors and homeowners. As a direct lender, Noble Mortgage has the flexibility to offer both short-term and long-term loans for virtually any situation.

 

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Which Loan is Right for You?

Explore the tabs below to find the real estate loan option that is right for you.

 

Residential Hard Money Loans

  • These short-term loans are designed for investors who are buying distressed, residential properties in need of repairs or need a quick cash-out on an investment property.
  • We offer up to 100% financing and can close in a few days.
  • 6 months-5 Years, $50K-$2MM in Major Texas Markets

Residential Conventional & FHA Loans

  • These loans offer homeowners financing with competitive rates and as little as 3.5% down payments.
  • We also offer non-owner-occupied loans for investors buying rental homes.
  • 15-30 Year Residential Loans for $50K-$3MM+ in All Texas Markets

Commercial Hard Money Loan

  • Designed for investors purchasing or refinancing commercial, income-producing properties that do not qualify for conventional financing.
  • 1-5 Year Commercial Loans for $100K-$5MM in Major Texas Markets

Commercial Conventional Loan

  • Designed for investors purchasing or refinancing commercial income properties as long-term investments.
  • Up to 30 Year Commercial Loans for $100K-$5MM in All Texas Markets

Rehab to Perm "BRRRR" Loan

  • This two-step loan process is utilized by investors looking to build a rental property portfolio to buy distressed, residential real estate in need of repairs for long-term rentals.
  • Up to 100% financing allows the investor to purchase/repair the home using a hard money loan and then quickly refinance into long-term financing, all under one roof.
  • $50K-$1MM in major Texas markets

DSCR Loan

  • DSCR/No income documentation loans are long-term mortgages for investors that do not require tax returns.
  • The loan qualification is based on the property and the rental income rather than the investor’s personal income 
  • Up to 30 years, $2MM

Which Type of Loan is Right for You?

Explore the tabs below to find the real estate loan option that is right for you.

 

Residential Hard Money Loans
  • These short-term loans are designed for investors who are buying distressed, residential properties in need of repairs or need a quick cash-out on an investment property.
  • We offer up to 100% financing and can close in as little as 7 business days.
  • 1-5 Years, $50K-$2MM in Major Texas Markets
Residential Conventional & FHA Loans
  • These loans offer homeowners financing with competitive rates and as little as 3.5% down payments.
  • We also offer non-owner occupied loans for investors buying rental homes.
  • 15-30 Year Residential Loans for $50K-$1MM+ in All Texas Markets
Commercial Hard Money Loan
  • Designed for investors purchasing or refinancing commercial, income-producing properties that do not qualify for conventional financing.
  • 1-5 Year Commercial Loans for $100K-$5MM in Major Texas Markets
Commercial Conventional Loan
  • Designed for investors purchasing or refinancing commercial income properties as long-term investments.
  • Up to 30 Year Commercial Loans for $100K-$5MM in All Texas Markets
Joe the Investor Combo Loan
  • This two-step loan process is utilized by investors looking to build a rental property portfolio to buy distressed, residential real estate in need of repairs for long-term rentals.
  • Up to 100% financing allows the investor to purchase/repair the home using a hard money loan and then quickly refinance into long-term financing, all under one roof.
  • $50K-$400K in Major Texas Markets

Noble specializes in lending our own money through our hard money loan programs.

Hard money is a short-term, asset-based lending that caters primarily to real estate investors. Noble’s residential and commercial hard money loan programs focus on giving investors creative lending and quick closings.

These real estate loans can also offer greater leverage than traditional lending and include funds to repair properties! We lend on both residential and commercial properties and can close loans in a few days. All our loan decisions are made in-house by our founder and CEO, Darel I. Daik.

Noble also offers conventional and FHA loan programs for both consumers and investors looking for traditional financing. Our residential and commercial conventional loans have competitive rates and low fees. Learn more about Noble Mortgage and our different loan types in
the video below.

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